1. 本人確認已一併閱讀私人貸款合約之細節及其本協議及其條款及細則，並其他與私人貸款申請相關的表格及文件。
2. 本人同意在任何情況下，海德國際財務有限公司根據私人貸款合約條款及細則具行駛凌駕性權利要求提早償還貸款。
3. 本人根據《電子交易條例》（香港法例第五五三章）第十五條同意並確認海德國際財務有限公司以電子記錄或以電子方式向本人提供藉香港法律須以書面形式提供之資料（包括但不限於放債人條例（香港法例第一六三章）。本人同意以由海德國際財務有限公司發出作本合約及其條款及細則，並以電子簽署，而該電子簽署符合《電子交易條例》（香港法例第五五三章）第六條所列之目的；並該電子簽署應被視為合約的正式簽署，並符合《放債人條例》（香港法例第一六三章）第十八條第一章所列之情況；所使用的方法（包括識別身份，鑑定及批核）是可靠和適當的。
4. 如本文件之中英文版內容有任何歧異，以英文版為準。
本人同意接受本貸款合約及其條款及細則，並受所有條款及細則所約束。本人確認海德國際財務有限公司與本人雙方同意任何形式的電子簽署和紙張文件簽署均是可靠和適當。本人確認本合約及其條款及細則將以海德國際財務有限公司發出的最後確認為準，海德國際財務有限公司保留所有最終決定權。
1. I, the Borrower, confirm that I have read and
understood the attached particulars of Personal
Loan Agreement in conjunction with this Agreement,
the Terms and Conditions and any other forms and
documents forming part of your Personal Loan Agreement.
2. I agree that Ocean Allied Finance Limited has
the right to accelerate this loan in accordance
with the Terms and Conditions.
3. I consent to being given any information by Ocean
Allied Finance Limited in connection with this loan
application in the form of an electronic record
or by electronic means pursuant to Section 15 of
the Electronic Transactions Ordinance (Cap. 553,
The Laws of Hong Kong), and acknowledge that such
information may be required to be given by Ocean
Allied Finance Limited to me in writing pursuant
to Hong Kong law, Including but not limited to the
Money Lenders Ordinance (Cap. 163, The Laws of Hong
Kong). I agree and consent that the electronic signatures
indicate the agreement and approval of the Agreement
and the Terms and Conditions constitutes my electronic
signature thereon for the purpose of Section 6 of
the Electronic Transactions Ordinance (Cap. 553,
The Laws of Hong Kong); such electronic signature
shall be deemed to be my personal signature on the
Agreement and hence satisfies the requirements of
Section 18(1) of the Money Lenders Ordinance (Cap.
163, The Laws of Hong Kong); and the method used
for identification and indication of authentication
and approval is reliable and appropriate.
4. The English version of this document shall prevail
in case of the discrepancy with the Chinese version.
I hereby agree to be bound by all the terms and
conditions contemplated to this loan under the Agreement
and the Terms and Conditions. I acknowledge that
both Ocean Allied Finance Limited and I consent
that any form of electronic and physical signature
or consent is reliable and appropriate form of my
signature. Further, I acknowledge that the Agreement
together with Terms and Conditions are made conditional
upon Ocean Allied Finance Limited having issued
the Final Confirmation.
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